Last updated: October 14, 2024

1. Introduction

Welcome to FlowFocusTradingJournal.com. These Terms and Conditions govern your use of our website and services. By accessing or using FlowFocusTradingJournal.com, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not use our services.

2. Definitions

"Service" refers to the FlowFocusTradingJournal.com website and all services provided therein.
"User," "You," and "Your" refer to you, the person accessing this website and accepting these Terms and Conditions.
"We," "Us," and "Our" refer to FlowFocusTradingJournal.com.

3. Use of Service

3.1. You must be at least 18 years old to use this Service.
3.2. You are responsible for maintaining the confidentiality of your account and password.
3.3. You agree to use the Service only for lawful purposes and in accordance with these Terms.

4. Subscription and Payments

4.1. We offer subscription plans as described on our website.
4.2. You agree to pay all fees associated with your chosen subscription plan.
4.3. All payments are non-refundable except as expressly stated in our Billing, Cancellation, and Refund Policy.

5. Intellectual Property

5.1. The Service and its original content, features, and functionality are owned by FlowFocusTradingJournal.com and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

6. User Content

6.1. You retain all rights to any content you submit, post, or display on or through the Service.
6.2. By posting content, you grant us the right to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Service.

7. Prohibited Activities

You agree not to engage in any of the following prohibited activities:
7.1. Violating any applicable laws or regulations.
7.2. Impersonating any person or entity.
7.3. Interfering with or disrupting the Service or servers or networks connected to the Service.
7.4. Attempting to gain unauthorized access to any portion of the Service.

8. Disclaimer of Warranties

8.1. The Service is provided on an "AS IS" and "AS AVAILABLE" basis without any representation or warranty.
8.2. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free.

9. Limitation of Liability

9.1. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

10. Indemnification

You agree to indemnify and hold FlowFocusTradingJournal.com and its affiliates, officers, agents, employees, and partners harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service, your violation of these Terms, or your violation of any rights of another.

11. Termination

11.1. We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including but not limited to a breach of the Terms.
11.2. Upon termination, your right to use the Service will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the Service is primarily operated.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time.

20. No Investment Advice

20.1. The content provided on FlowFocusTradingJournal.com, including but not limited to insights, analytics, recommendations, and any other information, is for informational and educational purposes only.
20.2. We are not licensed financial advisors, and our Service does not provide personal financial advice.

Contact Us

If you have any questions about these Terms and Conditions, please contact us through the contact form on our website.

1. Introduction

This Risk Disclosure is provided by FlowFocusTradingJournal.com to inform users of the potential risks associated with using our service and engaging in trading activities. It is important that you read and understand this disclosure before using our service.

2. No Financial Advice

2.1. FlowFocusTradingJournal.com is a journaling and analytics tool for traders. We do not provide financial advice, investment recommendations, or trading signals.
2.2. The information and tools provided by our service are for educational and informational purposes only and should not be considered as financial or investment advice.

3. Trading Risks

3.1. Trading in financial markets involves substantial risk and is not suitable for everyone.
3.2. You may sustain a loss of some or all of your invested capital, and therefore, you should not speculate with capital that you cannot afford to lose.
3.3. Past performance is not indicative of future results. The value of your investments can go down as well as up.

4. Accuracy of Information

4.1. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information provided through our service.
4.2. Any reliance you place on such information is strictly at your own risk.

5. Technical Risks

5.1. Our service may be subject to technical issues or downtime that could affect your ability to access your data or use our tools.
5.2. We are not responsible for any losses incurred due to system failures, data errors, or any other technical issues.

6. Third-Party Links

6.1. Our service may contain links to third-party websites or services that are not owned or controlled by FlowFocusTradingJournal.com.
6.2. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

7. No Guarantee of Profit

7.1. Using FlowFocusTradingJournal.com does not guarantee trading success or profit.
7.2. Your trading results may vary depending on numerous factors, including market conditions, your trading decisions, and your level of experience.

8. Responsibility for Trading Decisions

8.1. You are solely responsible for any trading or investment decisions you make.
8.2. FlowFocusTradingJournal.com and its creators, owners, employees, or affiliates cannot be held responsible for any losses you may incur as a result of your trading activities.

9. Regulatory Compliance

9.1. It is your responsibility to ensure that your use of our service complies with the laws and regulations in your jurisdiction.
9.2. FlowFocusTradingJournal.com is not responsible for any regulatory issues you may face as a result of using our service.

10. Changes to Risk Disclosure

We reserve the right to update or change this Risk Disclosure at any time. Any changes will be effective immediately upon posting on FlowFocusTradingJournal.com.

11. Acknowledgment

By using FlowFocusTradingJournal.com, you acknowledge that you have read, understood, and agree to this Risk Disclosure. If you do not agree with any part of this disclosure, you should not use our service.

12. Detailed Trading Risks

12.1. Market Risk: The value of your investments can go down as well as up, and you may get back less than you invested.
12.2. Leverage Risk: Trading with leverage can lead to losses exceeding your initial investment.
12.3. Liquidity Risk: Some financial instruments may not become immediately liquid.
12.4. Technology Risk: Trading online has inherent risks due to system response times and access times.